Release Details

USA Technologies Receives Commitment Letter For $3 Million Asset Based Credit Line from Avidbank Corporate Finance

June 6, 2012
USA Technologies Receives Commitment Letter For $3 Million Asset Based Credit Line from Avidbank Corporate Finance MALVERN, PA, June 6, 2012 -- USA Technologies, Inc. (NASDAQ: USAT), ("USAT") announced today that it has received a commitment letter from Avidbank Corporate Finance ("Avidbank") to establish a $3.0 million, one-year secured line of credit. The credit line is part of USA Technologies' strategy to assist in the accelerated transition of cashless payment systems and services in the unattended small-ticket, retail market through its JumpStart program.

"The Avidbank credit line commitment letter is another important milestone in USAT's growth story," stated Stephen P. Herbert, USA Technologies Chairman and CEO. "This financing option would not only provide flexibility to fund important growth initiatives like our JumpStart program, but it would enhance our ability to access capital in a way USAT has not been able to do in the past. Looking forward, it represents part of our plan to continue to grow the company while maintaining a healthy balance sheet. We believe that the progress we have made in improving our financial performance, particularly from increased connections as a result of our JumpStart program, have been critical catalysts in getting USAT to this stage.

"In addition, we believe that the cash flows from our ePort Connect® service model are an attractive financing asset that will only continue to grow as we add more connections and added value to those connections for our customers," added Herbert. "We are extremely pleased that Avidbank has chosen to provide this financial facility commitment and we look forward to a strong relationship as USAT becomes a much larger company."

USAT anticipates closing the line of credit with Avidbank within thirty days. The amount of funds to be made available to USAT under the line of credit would be based upon a percentage of eligible accounts receivable and license and transaction fees to be specified in the loan agreement. The closing of the line of credit transaction is subject to various terms and conditions set forth in the commitment letter, including the execution and delivery of a loan agreement satisfactory to the parties.

Avidbank Corporate Finance Executive Vice President, Mike Hansen stated, "I am pleased we were able to put this facility in place for USA Technologies. They are a good example of companies we like to work with as they are a leader in an expanding marketplace and continue to demonstrate impressive growth. We look forward to a long relationship with them."



Our goal at Avidbank is to advance our clients' success by offering innovative financial solutions and service. Our experienced people provide a unique and individualized banking experience based on mutual effort, ingenuity and trust, creating long-term banking relationships. Avidbank specializes in the following markets: commercial and industrial, corporate finance, technology and asset-based lending, real estate construction, commercial real estate lending and real estate bridge financing.



"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: All statements other than statements of historical fact included in this release, including without limitation the financial position, anticipated connections to our network, business strategy and the plans and objectives of USAT's management for future operations, are forward-looking statements. When used in this release, words such as "anticipate", "believe", "estimate", "expect", "intend", and similar expressions, as they relate to USAT or its management, identify forward-looking statements. Such forward-looking statements are based on the beliefs of USAT's management, as well as assumptions made by and information currently available to USAT's management. Actual results could differ materially from those contemplated by the forward-looking statements as a result of certain factors, including but not limited to, business, financial market and economic conditions, including but not limited to, the ability of USAT to retain key customers from whom a significant portion of its revenues is derived; the potential costs and management distractions attendant to Mr. Tirpak’s purported nomination of himself and six other candidates as director nominees at the 2012 annual meeting of shareholders; the outcome of the proxy contest and related litigation; ability of USAT to compete with its competitors to obtain market share; the ability of USAT to obtain widespread commercial acceptance of it products; and whether USAT's existing or anticipated customers purchase ePort devices in the future at levels currently anticipated by USAT. Readers are cautioned not to place undue reliance on these forward-looking statements. Any forward-looking statement made by us in this release speaks only as of the date of this release. Unless required by law, USAT does not undertake to release publicly any revisions to these forward-looking statements to reflect future events or circumstances or to reflect the occurrence of unanticipated events.