001 - Document - Document and Entity Information link:presentationLink link:definitionLink link:calculationLink 002 - Statement - Consolidated Balance Sheets (Unaudited) link:presentationLink link:definitionLink link:calculationLink 003 - Statement - Consolidated Balance Sheets (Unaudited) (Parentheticals) link:presentationLink link:definitionLink link:calculationLink 004 - Statement - Consolidated Statements of Operations (Unaudited) link:presentationLink link:definitionLink link:calculationLink 005 - Statement - Consolidated Statements of Shareholders' Equity (Unaudited) link:presentationLink link:definitionLink link:calculationLink 006 - Statement - Consolidated Statements of Cash Flows (Unaudited) link:presentationLink link:definitionLink link:calculationLink 007 - Disclosure - ACCOUNTING POLICIES link:presentationLink link:definitionLink link:calculationLink 008 - Disclosure - EARNINGS PER SHARE CALCULATION link:presentationLink link:definitionLink link:calculationLink 009 - Disclosure - FINANCE RECEIVABLES link:presentationLink link:definitionLink link:calculationLink 010 - Disclosure - PROPERTY AND EQUIPMENT link:presentationLink link:definitionLink link:calculationLink 011 - Disclosure - GOODWILL AND INTANGIBLES link:presentationLink link:definitionLink link:calculationLink 012 - Disclosure - ACCRUED EXPENSES link:presentationLink link:definitionLink link:calculationLink 013 - Disclosure - LINE OF CREDIT link:presentationLink link:definitionLink link:calculationLink 014 - Disclosure - LONG-TERM DEBT link:presentationLink link:definitionLink link:calculationLink 015 - Disclosure - FAIR VALUE OF FINANCIAL INSTRUMENTS link:presentationLink link:definitionLink link:calculationLink 016 - Disclosure - WARRANTS link:presentationLink link:definitionLink link:calculationLink 017 - Disclosure - INCOME TAXES link:presentationLink link:definitionLink link:calculationLink 018 - Disclosure - STOCK BASED COMPENSATION PLANS link:presentationLink link:definitionLink link:calculationLink 019 - Disclosure - PREFERRED STOCK link:presentationLink link:definitionLink link:calculationLink 020 - Disclosure - RETIREMENT PLAN link:presentationLink link:definitionLink link:calculationLink 021 - Disclosure - RELATED PARTY TRANSACTIONS link:presentationLink link:definitionLink link:calculationLink 022 - Disclosure - COMMITMENTS AND CONTINGENCIES link:presentationLink link:definitionLink link:calculationLink 023 - Disclosure - SUBSEQUENT EVENTS link:presentationLink link:definitionLink link:calculationLink 024 - Disclosure - ACCOUNTING POLICIES (Policies) link:presentationLink link:definitionLink link:calculationLink 025 - Disclosure - ACCOUNTING POLICIES (Tables) link:presentationLink link:definitionLink link:calculationLink 026 - Disclosure - EARNINGS PER SHARE CALCULATION (Tables) link:presentationLink link:definitionLink link:calculationLink 027 - Disclosure - FINANCE RECEIVABLES (Tables) link:presentationLink link:definitionLink link:calculationLink 028 - Disclosure - PROPERTY AND EQUIPMENT (Tables) link:presentationLink link:definitionLink link:calculationLink 029 - Disclosure - INTANGIBLE ASSETS (Tables) link:presentationLink link:definitionLink link:calculationLink 030 - Disclosure - ACCRUED EXPENSES (Tables) link:presentationLink link:definitionLink link:calculationLink 031 - Disclosure - LINE OF CREDIT (Tables) link:presentationLink link:definitionLink link:calculationLink 032 - Disclosure - LONG-TERM DEBT (Tables) link:presentationLink link:definitionLink link:calculationLink 033 - Disclosure - FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables) link:presentationLink link:definitionLink link:calculationLink 034 - Disclosure - WARRANTS (Tables) link:presentationLink link:definitionLink link:calculationLink 035 - Disclosure - STOCK BASED COMPENSATION PLANS (Tables) link:presentationLink link:definitionLink link:calculationLink 036 - Disclosure - PREFERRED STOCK (Tables) link:presentationLink link:definitionLink link:calculationLink 037 - Disclosure - COMMITMENTS AND CONTINGENCIES (Tables) link:presentationLink link:definitionLink link:calculationLink 038 - Disclosure - ACCOUNTING POLICIES (Details) link:presentationLink link:definitionLink link:calculationLink 039 - Disclosure - ACCOUNTING POLICIES (Details 1) link:presentationLink link:definitionLink link:calculationLink 040 - Disclosure - ACCOUNTING POLICIES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 041 - Disclosure - EARNINGS PER SHARE CALCULATION (Details) link:presentationLink link:definitionLink link:calculationLink 042 - Disclosure - EARNINGS PER SHARE CALCULATION (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 043 - Disclosure - FINANCE RECEIVABLES (Details) link:presentationLink link:definitionLink link:calculationLink 044 - Disclosure - FINANCE RECEIVABLES - Credit risk profile based on payment activity (Details 1) link:presentationLink link:definitionLink link:calculationLink 045 - Disclosure - FINANCE RECEIVABLES - Age analysis of past due finance receivables (Details 2) link:presentationLink link:definitionLink link:calculationLink 046 - Disclosure - PROPERTY AND EQUIPMENT - Summary of property and equipment at cost (Details) link:presentationLink link:definitionLink link:calculationLink 047 - Disclosure - PROPERTY AND EQUIPMENT (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 048 - Disclosure - GOODWILL AND INTANGIBLES - Summary of intangible assets (Details) link:presentationLink link:definitionLink link:calculationLink 049 - Disclosure - ACCRUED EXPENSES - Information regarding accrued expenses (Details) link:presentationLink link:definitionLink link:calculationLink 050 - Disclosure - LINE OF CREDIT - Summary of line of credit (Details) link:presentationLink link:definitionLink link:calculationLink 051 - Disclosure - LINE OF CREDIT (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 052 - Disclosure - LONG-TERM DEBT - Long-term debt (Details) link:presentationLink link:definitionLink link:calculationLink 053 - Disclosure - LONG-TERM DEBT- Maturities of long-term debt (Details 1) link:presentationLink link:definitionLink link:calculationLink 054 - Disclosure - LONG-TERM DEBT (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 055 - Disclosure - FAIR VALUE OF FINANCIAL INSTRUMENTS - Fair value of the company financial instruments that are required to be measured at fair value (Details) link:presentationLink link:definitionLink link:calculationLink 056 - Disclosure - FAIR VALUE OF FINANCIAL INSTRUMENTS - Fair value of the company financial instruments that are required to be measured at fair value (Parentheticals) (Details) link:presentationLink link:definitionLink link:calculationLink 057 - Disclosure - FAIR VALUE OF FINANCIAL INSTRUMENTS - Changes in fair value of the Company level 3 financial instruments (unaudited) (Details 1) link:presentationLink link:definitionLink link:calculationLink 058 - Disclosure - FAIR VALUE OF FINANCIAL INSTRUMENTS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 059 - Disclosure - WARRANTS - Summary of warrant activity (Details 1) link:presentationLink link:definitionLink link:calculationLink 060 - Disclosure - WARRANTS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 061 - Disclosure - INCOME TAXES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 062 - Disclosure - STOCK BASED COMPENSATION PLANS - Summary of valuation assumption (Details) link:presentationLink link:definitionLink link:calculationLink 063 - Disclosure - STOCK BASED COMPENSATION PLANS - Summary of options outstanding (Details 1) link:presentationLink link:definitionLink link:calculationLink 064 - Disclosure - STOCK BASED COMPENSATION PLANS - Information about unvested options (Details 2) link:presentationLink link:definitionLink link:calculationLink 065 - Disclosure - STOCK BASED COMPENSATION PLANS - Range of Exercise Prices (Details 3) link:presentationLink link:definitionLink link:calculationLink 066 - Disclosure - STOCK BASED COMPENSATION PLANS - Options outstanding and exercisable (Details 4) link:presentationLink link:definitionLink link:calculationLink 067 - Disclosure - STOCK BASED COMPENSATION PLANS - Company nonvested common shares (Details 5) link:presentationLink link:definitionLink link:calculationLink 068 - Disclosure - STOCK BASED COMPENSATION PLANS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 069 - Disclosure - PREFERRED STOCK - Preferred stock liquidation preference (Details) link:presentationLink link:definitionLink link:calculationLink 070 - Disclosure - PREFERRED STOCK (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 071 - Disclosure - RETIREMENT PLAN (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 072 - Disclosure - COMMITMENTS AND CONTINGENCIES - Summarizes the changes in deferred gain from the sale-leaseback transactions (Details) link:presentationLink link:definitionLink link:calculationLink 073 - Disclosure - COMMITMENTS AND CONTINGENCIES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 074 - Disclosure - COMMITMENTS AND CONTINGENCIES (Detail Textuals 1) link:presentationLink link:definitionLink link:calculationLink 075 - Disclosure - SUBSEQUENT EVENTS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 076 - Disclosure - Additional Calculation link:presentationLink link:definitionLink link:calculationLink